Footman James Insurance

[Chris Spencer]

I was impressed with the service from Footman James when I placed the Jowett, my classic Rover and the wife's modern with them on a multicar policy at the start of June this year- they managed to cover all 3 vehicles for less than the cost that some insurers were quoting for just the modern car (it is only a 1.4 litre petrol SXI 5 door Vauxhall Corsa) - I am now even more impressed with FJ today when I called to enquire about placing my own modern road car (Astra SRI 150 Bhp) with them - my previous insurer wanted £645 several others were all in excess of £550 - Footman James saved me a staggering £414 when they quoted just £231 to add the astra to our current multicar policy - this includes for business mileage on both the moderns and to top it all they pay a commission back to the club - why go anywhere else for your insurance ?

[p.p.]

in switzerland???????????????????maybe i'm luky

peter

[Keith Andrews]

The real test is when you put a claim in.
Do youi get what you paid for?

[Chris Spencer]

Keith - You are quite right but I hopefully never have to claim - anyone out there got any experiance of how good FJ are when making a claim ??

[Keith Clements]

The good thing is we have very personal service if we need it. Just make sure you have the agreed value documents up to date.

[Forumadmin]

Sent to me and is good advice.

Driving into Europe these days is far easier than used to be the case but it is still vital to make sure you are properly insured. All motor policies give minimum legal cover for travel in European Countries within the EU and those outside with which the UK has a reciprocal agreement such as Norway or Switzerland. The full policy cover is also recognised in these countries. In other words, if you have comprehensive cover in the UK this will extend to Comprehensive cover whilst driving in the countries specified on the Motor Certificate.

The potential problems arise with the European Countries on the fringes such as those within the Balkans. When you leave the EU, your first step should always be to establish with your insurer that you are covered in the countries you are visiting. Different insurers take a different approach to such countries as Slovenia or Macedonia for example and none automatically include the USA and Canada. In all cases, make sure you take your Motor Certificate or Green Card with you.

If your policy includes Breakdown Recovery and Motor Legal Expenses as many classic policies now do, make sure that the policy operates in the countries you are visiting. Generally, the service in the more frequently visited countries is excellent but it’s important for you to take the correct help line numbers.

So much for the vehicle: now for the driver. Notwithstanding the far wider Travel Insurance now provided under most Household Policies, it is the case that adequate cover is often only provided by purchasing a separate travel policy. If you buy such a policy do make sure you take it with you as part of your travel documents.

If you are unfortunate enough to need medical or vehicle attention during your trip, producing the policy can save you time and trouble. Also be aware, the reciprocal arrangements previously in force in the Channel Islands and Isle of Man now no longer apply.

Overseas travel should be a thoroughly enjoyable experience either on or in a well maintained vehicle but always remember to plan your Travel Insurance cover well in advance and don't be afraid to ask.

[Forumadmin]

At JAW 2010 I tried to get insurance cover for our America friends and was helped by our guest of honour from Footman James. Unfortunately cover was not available for those with only USA passports. Any other passport seemed to be acceptable; but it is done on a case by case basis.

So those wanting to come over and drive our Jowetts would be advised to check on cover before arrival. Maybe their own policies would cover them to drive other's cars; albeit not with comprehensive insurance on the car.

[Jack]

Also worth making sure for any European breakdown policy that repatriation of the vehicle is guaranteed. Some policies have a get-out clause which means that if the cost of recovery is greater than the book price of the car they will simply pay out a cash sum and scrap the car - clearly we wouldn't want to do that with our cars, they're rare enough as it is!

And remember that some countries have strange rules of the road, for France for example you need to have a high viz vest for all passengers in the car, where it is accessible to them. You also need a warning triangle, and replacement bulbs. Also on some mountain roads snow chains are required in winter season. Good website for advice on this: www.direct.gov.uk - has a motoring section and a travelling abroad section which covers most things.

Jack.